NextAmp — UW Review

NextAmp

Meridian Specialty

My Queue7

Awaiting3

Completed8

The Rusty Anchor Bar & Grill

New

⬆ 3 refer⬡ 5 conditions⚑ 6 flagged

Mar 20, 2026 · 8:14 AM

Pacific Coast Builders LLC

New

🚫 1 blocking

Mar 20, 2026 · 9:02 AM

Greenbrook Apartments LLC

New

⚑ 3 flagged

Mar 20, 2026 · 6:45 AM

Metro Tech Solutions Inc.

New

🚫 2 blocking⚑ 4 flagged

Mar 20, 2026 · 4:30 AM

Summit HVAC Solutions

In Review

🚫 3 blocking⚑ 2 flagged

Mar 20, 2026 · 9:45 AM

BlueSky Painting & Coatings

In Review

⚑ 2 flagged

Mar 20, 2026 · 8:58 AM

Coastal Catering Co.

In Review

⚑ 1 flagged

Mar 20, 2026 · 6:10 AM

Coastal Electrical Services

Awaiting

⚑ 2 flagged

Mar 17, 2026 · 11:23 AM · Questions sent Mar 17

Harborview Demolition Co.

Awaiting

🚫 2 blocking⚑ 1 flagged

Mar 16, 2026 · 2:05 PM · Questions sent Mar 16

Pacific Tile & Stone

Awaiting

⚑ 3 flagged

Mar 15, 2026 · 9:12 AM · Questions sent Mar 15

Harbor View Hotel LLC

Quoted

$22,400 annual premium

Received Mar 19 · 9:10 AM · Completed Mar 19 · 4:52 PM

Sunrise Café Group

Quoted

$8,150 annual premium

Received Mar 19 · 7:45 AM · Completed Mar 19 · 2:31 PM

Downtown Fitness Studio

Quoted

$5,620 annual premium

Received Mar 18 · 11:02 AM · Completed Mar 18 · 3:15 PM

Redline Motorsports Bar

Declined

Outside appetite — liquor >50%

Received Mar 18 · 8:30 AM · Completed Mar 18 · 10:44 AM

Neon Lounge Austin

Declined

Prior A&B claim history

Received Mar 17 · 2:15 PM · Completed Mar 17 · 4:08 PM

SkyView Rooftop Bar

Referred

Referred to Senior UW — liquor exceed

Received Mar 17 · 9:00 AM · Completed Mar 17 · 11:30 AM

Fresh Harvest Catering Co.

Quoted

$4,980 annual premium

Received Mar 16 · 10:20 AM · Completed Mar 16 · 1:45 PM

The Underground Club

Declined

Nightclub classification — ineligible

Received Mar 15 · 3:40 PM · Completed Mar 15 · 5:00 PM

Total owned

Needs action

Awaiting broker

🍺

The Rusty Anchor Bar & Grill

Restaurant CGL · ISO 58021 · Coastal Insurance Partners · SUB-2026-04471

Received 2h 14m ago

▾

Broker Questions

0 questions added

✉

No questions yet

Use Ask broker on any work item to add a question here

Required — must ask before quoting

What % of gross revenue is from alcohol sales? Is a separate liquor liability policy in force?

RequiredAlcohol Revenue Breakdown

▶ Rule & source

Rule: IF serves_alcohol = TRUE

Describe the entertainment programme: type, frequency, peak occupancy, cover charge, dance floor dimensions.

RequiredLive Entertainment

▶ Rule & source

Rule: IF live_entertainment = TRUE AND occupancy > 150

Signal-driven

Google shows 2am closing Fri/Sat — application states midnight. Confirm actual closing time.

SignalAI Assist · Online

▶ Source

Describe security: licensed officers on peak nights, cameras, ID verification, last-call policy.

SignalSemantic · Security

Missing fields

Provide delivery revenue % or confirm no third-party delivery platforms are used.

Missingdelivery_revenue_pct

▶ Source

What is the reason for the market change from the prior carrier? Was coverage cancelled, non-renewed, or is this a new venture?

RequiredPrior Carrier Disclosure

▶ Rule & source

Rule: reason_for_market_change = BLANK

Please provide the name and contact for the building landlord so we can issue an additional insured endorsement prior to binding.

RequiredAdditional Insured — Landlord

Please provide a complete 3-year loss run from the prior carrier. The submitted loss run covers only 2 years.

SignalLoss Run Completeness

Does catering involve transporting food or staff in vehicles? If so, please confirm whether employees use personal or business-owned vehicles for off-site catering events.

SignalHNOA Exposure

Please confirm the indoor seating capacity (number of seats) for rating purposes.

Missingseating_capacity

ACORD 125 shows off-premises catering unchecked but the submission references catering at 8% of revenue. Please clarify whether the insured conducts off-premises catering events.

SignalCross-field · Catering

Please describe the March 2023 slip-and-fall claim — circumstances, location, and what corrective action was taken to prevent recurrence.

SignalOperations · Loss Narrative

Communications

Generate Quote

Rating Parameters

Fields being passed to the rating engine. Review before generating.

FieldValueConfidence

Named InsuredThe Rusty Anchor Bar & Grill99%

Annual Revenue$1,240,00097%

Liquor Revenue %42%95%

Max Occupancy18098%

Live EntertainmentTRUE — Fri & Sat99%

ISO Class Code5802199%

StateTX99%

Years in Business698%

Prior Claims (3yr)1 — $8,500 settled97%

Delivery Revenue %Not declared — defaulted 0%—

Catering Revenue %8% (email reference)62%

Requested Limits$1M / $2M99%

Effective DateApril 1, 202699%

⚠ 2 fields passed with low confidence or estimated values. Premium may require adjustment if corrected.

Conditions on this quote

The following must be resolved before binding. These will appear on the quote document.

① Confirm separate liquor liability policy or attach LL endorsement

② A&B sublimit endorsement ($100K per occurrence) required at binding

③ Hood suppression certificate — NFPA 96 compliant, dated within 12 months

④ Additional insured endorsement — Harbor View Properties LLC

⑤ 3-year loss run or written confirmation of <3 years operation

Ready to quote

All blocking items resolved. Review the rating parameters on the left, then generate the quote.

Programme

Restaurant CGL · ISO 58021

Broker

Coastal Insurance Partners

⚠ 6 flagged items unreviewed — document before binding.

⚡

Processing broker response…

📧 Parsing broker reply email…

🔍 Re-extracting fields from response…

⚖️ Re-evaluating rules against updated data…

✅ Resolving work items with new information…

📊 Generating diff summary…

📬

Broker Response Processed

Mar 21, 2026 · 9:44 AM · SIA re-run complete

5 work items updated. Review changes below, then continue your assessment.

AUTO-RESOLVED Prior carrier — reason for market change

Broker confirmed: new venture — insured opened March 2024, no prior carrier. Field reason_for_market_change updated. Blocking item cleared.

AUTO-RESOLVED Loss run — 3-year minimum

Broker confirmed insured opened March 2024 — in operation less than 3 years. 3-year loss run requirement waived per rr-lossrun. Blocking item cleared.

AUTO-RESOLVED Additional insured — landlord

Landlord confirmed: Harbor View Properties LLC, 88 Commerce Pkwy, Austin TX. AI endorsement can now be prepared. Blocking item cleared.

UPDATED Liquor revenue % — refer band

Broker declared 38% (was inferred at 42%). Still within refer band (35–50%) — item remains open, but field is now declared with 98% confidence. Liquor loading may decrease at rating.

UPDATED Closing time discrepancy

Broker confirmed closing at 2am on Fri/Sat. Application was incorrect, not a discrepancy. Flagged item updated — 2am confirmed is correct, no override needed.

3 blocking items resolved · 5 remaining

You can now continue your review. 5 blocking items still require action before generating a quote.

🕐 Pipeline History — SUB-2026-04471

📨

Submission receivedMar 19 · 8:14 AM

Coastal Insurance Partners

ACORD 125, supplemental app, loss run, COI. $1M/$2M GL · Texas · $1.24M revenue.

🤖

Extraction complete — 2 issuesMar 19 · 8:15 AM

Document Extraction Agent

10 fields extracted. 1 missing (delivery_revenue_pct). 1 low confidence (liquor_revenue_pct — inferred at 42%).

🌐

AI Assist complete — 4 findingsMar 20 · 8:04 AM

AI Assist Agent

Google: 2am closing confirmed. Yelp: 2 reviews flagged. Instagram: bar-forward language. Semantic: bar/nightclub concept — high confidence.

🧠

Rules evaluated — 8 blocking, 6 flaggedMar 20 · 8:05 AM

Pipeline · Rules Engine

8 blocking items generated. 6 flagged items. 18 rules passed. 6 broker questions queued.

🏷

Status → In ReviewMar 20 · 8:06 AM

Pipeline · Decision Assembly

Routed to underwriter queue. Assigned to Sarah Jenkins (Specialty CGL).

Compose — Coastal Insurance Partners

3 questions

To: Coastal Insurance Partners

Re: The Rusty Anchor Bar & Grill